If this is the case for you, and you are being threatened by a creditor or collections agency for old debts, or debts very near the end of the statute of limitations period, sit tight and zip your lip. You may be able to eliminate 100% of your debt by following Thomas Jefferson’s words of wisdom “Remain always cool and unruffled under all circumstances. When the Telephone rings, many people who are being bothered by debt collectors stare at the phone with a fear in their eyes, afraid to pick it up. You don’t have to be like that. This is not a horror movie.
The boogie man is not going to reach through the phone and strangle you. The debt collector wants you to think that he has that kind of power over you, but he does not. This is not a movie; this is your life, and you have the starring role. The debt collector does not even get a mention in the footnotes of your life. Do not let the collection agencies rule your life. Remember when you were a small toddler, you would march around and say, “I am the boss of me” Well, you still are the boss of you, so when the telephone rings, remember that you have the upper hand.